Complete systems & ERP in Switzerland: 18 compared (2026)
Accounting, invoicing, orders and payroll in one single system.
As of August 2026
All-in-one software for Swiss SMEs: one system or several programs? (2026)
CriteriaPayroll (Swissdec) 10
Swiss specifics
| Criterion | Cloud all-rounder for small firmsDetails | Free entry with ecosystemDetails | Microsoft ERP with Swiss localisationDetails | Bookkeeping fully outsourcedDetails | Invoicing with some bookkeepingDetails | Complete package at a small priceDetails | Modular Swiss cloud kitDetails | ERP heavyweight, strongest payrollDetails | SAP for the mid-marketDetails | Proven classic, installed locallyDetails | Open source, enormous scopeDetails | Swiss ERP for the upper mid-marketDetails | SME ERP for trades and retailDetails | Customisable mid-market ERPDetails | Automated, through your accountantDetails | Merchandise management for tradeDetails | Modular Swiss software, cloud or localDetails | Cloud ERP with very broad scopeDetails |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cost & onboarding | ||||||||||||||||||
| List priceas stated by the vendorbars: 0 to CHF 290 | CHF 35–119 | from CHF 26 | CHF 65–89 | CHF 0–290 | free–CHF 45 | CHF 64 | CHF 45–55 | via partner only | via partner only | via partner only | no prices in francs | on request | via partner only | via partner only | via partner only | via partner only | on request | via partner only |
| Pricing model | Subscription | Subscription | Subscription | Service | Subscription | Subscription or licence | Subscription | via partner | via partner | Subscription or licence | Subscription | Subscription or licence | via partner | via partner | via partner | Subscription or licence | Subscription or licence | via partner |
| Getting started | self-service | self-service | partner/project needed | self-service | self-service | self-service | self-service | partner/project needed | partner/project needed | partner/project needed | partner/project needed | partner/project needed | partner/project needed | partner/project needed | partner/project needed | partner/project needed | self-service | partner/project needed |
| Deployment | Cloud | Cloud | Cloud + Desktop/Server | Cloud | Cloud | Desktop/Server + hosted | Cloud | Cloud + Desktop/Server | Cloud + Desktop/Server | Desktop/Server + hosted | Cloud + Desktop/Server | Cloud + Desktop/Server | Desktop/Server + hosted | Desktop/Server + hosted | Cloud | Desktop/Server + Cloud | Cloud + Desktop/Server | Cloud |
| Free version | – | – | – | – | ✓ | – | – | – | – | – | ✓ | – | – | – | – | – | – | – |
| What the system covers | ||||||||||||||||||
| CRM / sales pipeline | ~ basic | ~ basic | ✓ | ~ basic | ~ basic | ~ basic | ✓ | ✓ | ✓ | ~ basic | ✓ | ✓ | ~ basic | ✓ | ~ basic | ✓ | ~ basic | ✓ |
| Projects & services | ✓ | ✓ | ✓ | ~ basic | ~ basic | ✓ | ✓ | ✓ | ✓ | ~ basic | ✓ | ✓ | not researched | ✓ | not researched | ✓ | ✓ | ✓ |
| Working time | ~ basic | ✓ | ✓ | not researched | ~ basic | ✓ | ✓ | ✓ | not researched | ✓ | ✓ | ✓ | ✓ | not researched | not researched | ✓ | ✓ | ✓ |
| Online shop | ~ basic | ✓ | ~ basic | ~ basic | not researched | ~ basic | not researched | – | ~ basic | not researched | ✓ | ✓ | ~ basic | ~ basic | not researched | ✓ | ~ basic | ✓ |
| Document filing | ✓ | ✓ | ~ basic | ✓ | ~ basic | ~ basic | ~ basic | ✓ | ~ basic | ~ basic | ✓ | ✓ | ~ basic | ✓ | ~ basic | ✓ | not researched | ~ basic |
| HR (excluding payroll) | not researched | ~ basic | ✓ | not researched | ~ basic | ~ basic | not researched | ✓ | ✓ | ✓ | ✓ | ~ basic | not researched | ✓ | ~ basic | not researched | not researched | ✓ |
| Modules selectable | tiers + add-ons | not researched | not researched | tiers + add-ons | not researched | fixed tiers | selectable | selectable | not researched | tiers + add-ons | fixed tiers | selectable | not researched | tiers + add-ons | selectable | tiers + add-ons | selectable | tiers + add-ons |
| Payroll, VAT & law | ||||||||||||||||||
| Payroll (Swissdec) | ✓ | ✓ | ~ limited | ✓ | – | ✓ | ~ limited | ✓ | – | ✓ | ~ limited | – | ✓ | ✓ | ✓ | – | ~ limited | ✓ |
| Swiss VAT filing | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Multiple currencies | ✓ | – | ✓ | ✓ | ✓ | ✓ | – | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Data location | Switzerland | Switzerland | Switzerland/EU | Switzerland | Switzerland | Switzerland | Switzerland | Switzerland | Switzerland/EU | Switzerland | EU | Switzerland | Switzerland | Switzerland/EU | Switzerland | Switzerland | Switzerland | Switzerland |
| Payments | ||||||||||||||||||
| QR-bill | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Bank reconciliation (camt) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Scope & extensions | ||||||||||||||||||
| Orders & inventory | ~ basic | ~ basic | ✓ | – | ~ basic | ✓ | ~ basic | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | – | ✓ | ✓ | ✓ |
| Open API | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mobile app | ✓ | ✓ | ✓ | ✓ | ✓ | – | ✓ | ✓ | ✓ | – | ✓ | ✓ | ✓ | – | ✓ | ✓ | – | – |
| Works offline | – | – | ✓ | – | – | ✓ | – | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | – | ✓ | ✓ | – |
| Collaboration & vendor | ||||||||||||||||||
| Adoption among accountants | high | medium | low | high | medium | medium | medium | high | low | high | low | low | medium | medium | high | medium | medium | medium |
| Languages | DE · FR · IT · EN | DE · FR · IT | DE · FR · IT · EN | DE · FR · EN | DE · FR · IT · EN | DE · FR · IT | DE · FR · EN | DE · FR · IT · EN | DE · FR · IT · EN | DE · FR · IT | DE · FR · IT · EN | DE · FR · EN | DE · FR | DE · FR | DE · FR · EN | DE | DE | DE · FR · EN |
| Vendor | bexio AG (Mobiliar Group) | ePost Service AG (Swiss Post) | Microsoft (with Swiss partners) | Run my Accounts AG | smallinvoice AG | FIDUCIAL WINBIZ SA | Atlanto AG | Abacus Research AG | SAP (with Swiss partners) | Infoniqa Schweiz AG (formerly Sage Switzerland) | Odoo SA (with Swiss partners) | Opacc Software AG | Forterro Schweiz Proffix AG | SelectLine Software AG (Swiss edition) | Accounto AG | blue office ag | Comatic AG | Forterro Schweiz AG |
| Headquarters | Rapperswil-Jona SG | St. Gallen | USA | Stäfa ZH | Zug | Sierre VS | St. Gallen | Wittenbach SG | Germany | Root LU | Belgium | Rothenburg LU | Wangs SG | Switzerland | Zürich | Hochdorf LU | Sursee LU | Altendorf SZ |
| Fit by profile | ||||||||||||||||||
| Sole proprietor / freelance | ||||||||||||||||||
| Small business 2–9 | ||||||||||||||||||
| SME 10–49 | ||||||||||||||||||
| 50 employees and up | ||||||||||||||||||
| Working with an accountant | ||||||||||||||||||
| Vendor website | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ | open ↗ |
Surveyed and verified by: Stefan Bernhard · Method
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