ERP systems with payroll

Name: ERP systems with payroll
Creator: Stefan Bernhard
Published: 2026-08
License: https://creativecommons.org/licenses/by/4.0/

In an integrated suite, payroll is usually a separate module with its own price. This table says who offers one, not what it costs — and only full payroll with Swissdec certification is listed. With ERP a second question arises that often shapes the decision more than functional scope: many vendors sell and support exclusively through partners. Then there is no price without a quote and no start without an implementation project, and quality depends on the partner rather than the vendor.

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10/18 shown

As of August 2026

Swiss specifics

What is different in Switzerland

Complete system

The Swiss market imposes requirements that an international solution usually lacks — it is built for other legal systems. Buy from abroad and you notice at the year-end close, in the VAT filing or with the first payroll declaration. These are the points that decide in this category:

Swissdec ELMPayroll declarations to the old-age insurance, the accident insurer, tax authorities and insurers run electronically through the Swissdec standard. Without certification, «payroll» often means no more than a payroll list.
QR-billMandatory standard since the payment slip was retired. Check both directions: issuing invoices with a QR code and reading incoming QR documents — the second is missing more often.
ISO 20022 / camtThe bank supplies incoming payments as a camt file and the software reconciles them against open invoices. This saves more time than any other automation. Clarify whether your bank is connected directly or only through a file import.
Data hosted in SwitzerlandData residency in Switzerland is not a legal requirement but frequently a procurement one — especially for personal data and public contracts. Ask where the data centre is, not where the vendor is registered.
Partner requiredSome vendors sell and support exclusively through resellers. That means no price without a quote, no start without an implementation project — and the quality depends on the partner, not the manufacturer.
VAT 8.1 / 2.6 / 3.8 %The software has to carry all three Swiss rates — standard, reduced and the special rate for accommodation — and assign them correctly on documents and in the filing. Foreign programs often know only one rate per country.
Data locationSwiss data centres are not a legal requirement, but often a procurement criterion – especially for personal data and public-sector contracts.
Accountant accessThe decisive soft factor: can your accounting firm work in the system directly? Ask them first which two or three systems they use every day.
Ten-year retentionThe Swiss Code of Obligations requires ten years of audit-proof retention – including readability. Clarify what happens to your data after you cancel.
Export and exitBefore signing up, check what an export looks like (entries, documents, master data). A solution without a usable export is a one-way street.

Comparison of 10 solutions in Complete system, data from vendor sources with check date. As of August 2026. Surveyed and verified by Stefan Bernhard.
Criterion	Cloud all-rounder for small firmsDetails	Free entry with ecosystemDetails	Bookkeeping fully outsourcedDetails	Complete package at a small priceDetails	ERP heavyweight, strongest payrollDetails	Proven classic, installed locallyDetails	SME ERP for trades and retailDetails	Customisable mid-market ERPDetails	Automated, through your accountantDetails	Cloud ERP with very broad scopeDetails
Your selection
Payroll (Swissdec)must have	✓	✓	✓	✓	✓	✓	✓	✓	✓	✓
Cost & onboarding
List priceas stated by the vendorbars: 0 to CHF 290	CHF 35–119	from CHF 26	CHF 0–290	CHF 64–84	via partner only	via partner only	via partner only	via partner only	via partner only	via partner only
Pricing model	Subscription	Subscription	Service	Subscription or licence	via partner	Subscription or licence	via partner	via partner	via partner	via partner
Getting started	self-service	self-service	self-service	self-service	partner/project needed	partner/project needed	partner/project needed	partner/project needed	partner/project needed	partner/project needed
Deployment	Cloud	Cloud	Cloud	Desktop/Server + hosted	Cloud + Desktop/Server	Desktop/Server + hosted	Desktop/Server + hosted	Desktop/Server + hosted	Cloud	Cloud
Free version	–	–	–	–	–	–	–	–	–	–
What the system covers
CRM / sales pipeline	~ basic	~ basic	~ basic	~ basic	✓	~ basic	~ basic	✓	~ basic	✓
Projects & services	✓	✓	~ basic	✓	✓	~ basic	not researched	✓	not researched	✓
Working time	~ basic	✓	not researched	✓	✓	✓	✓	not researched	not researched	✓
Online shop	~ basic	✓	~ basic	~ basic	–	not researched	~ basic	~ basic	not researched	✓
Document filing	✓	✓	✓	~ basic	✓	~ basic	~ basic	✓	~ basic	~ basic
HR (excluding payroll)	not researched	~ basic	not researched	~ basic	✓	✓	not researched	✓	~ basic	✓
Modules selectable	tiers + add-ons	not researched	tiers + add-ons	fixed tiers	selectable	tiers + add-ons	not researched	tiers + add-ons	selectable	tiers + add-ons
Payroll, VAT & law
Swiss VAT filing	✓	✓	✓	✓	✓	✓	✓	✓	✓	✓
Multiple currencies	✓	–	✓	✓	✓	✓	✓	✓	✓	✓
Data location	Switzerland	Switzerland	Switzerland	Switzerland	Switzerland	Switzerland	Switzerland	Switzerland/EU	Switzerland	Switzerland
Payments
QR-bill	✓	✓	✓	✓	✓	✓	✓	✓	✓	✓
Bank reconciliation (camt)	✓	✓	✓	✓	✓	✓	✓	✓	✓	✓
Scope & extensions
Orders & inventory	~ basic	~ basic	–	✓	✓	✓	✓	✓	–	✓
Open API	✓	✓	✓	✓	✓	✓	✓	✓	✓	✓
Mobile app	✓	✓	✓	–	✓	–	✓	–	✓	–
Works offline	–	–	–	✓	✓	✓	✓	✓	–	–
Collaboration & vendor
Adoption among accountants	high	medium	high	medium	high	high	medium	medium	high	medium
Languages	DE · FR · IT · EN	DE · FR · IT	DE · FR · EN	DE · FR · IT	DE · FR · IT · EN	DE · FR · IT	DE · FR	DE · FR	DE · FR · EN	DE · FR · EN
Vendor	bexio AG (Mobiliar Group)	ePost Service AG (Swiss Post)	Run my Accounts AG	FIDUCIAL WINBIZ SA	Abacus Research AG	Infoniqa Schweiz AG (formerly Sage Switzerland)	Forterro Schweiz Proffix AG	SelectLine Software AG (Swiss edition)	Accounto AG	Forterro Schweiz AG
Headquarters	Rapperswil-Jona SG	St. Gallen	Stäfa ZH	Sierre VS	Wittenbach SG	Root LU	Wangs SG	Switzerland	Zürich	Altendorf SZ
Fit by profile
Sole proprietor / freelance
Small business 2–9
SME 10–49
50 employees and up
Working with an accountant
Vendor website	open ↗	open ↗	open ↗	open ↗	open ↗	open ↗	open ↗	open ↗	open ↗	open ↗

✓ available~ limited– not availableFit = feature-based suitability for the selected profile, not a quality ratingPrices = indicative, excl. VAT, as of August 2026Surveyed and verified by: Stefan Bernhard · Method