Accounting subscription in Switzerland — providers compared

Name: Accounting subscription in Switzerland — providers compared
Creator: Stefan Bernhard
Published: 2026-08

Bookkeeping as a subscription instead of software — at a fixed monthly price.

As of August 2026

What does it cost to outsource your accounting?

Swiss specifics

What is different in Switzerland

Accounting subscription

The Swiss market imposes requirements that an international solution usually lacks — it is built for other legal systems. Buy from abroad and you notice at the year-end close, in the VAT filing or with the first payroll declaration. These are the points that decide in this category:

This category lists only vendors with a Swiss legal entity. Foreign solutions are not excluded — none of those that matter here names a franc price.

VAT 8.1 / 2.6 / 3.8 %The software has to carry all three Swiss rates — standard, reduced and the special rate for accommodation — and assign them correctly on documents and in the filing. Foreign programs often know only one rate per country.
Swissdec ELMPayroll declarations to the old-age insurance, the accident insurer, tax authorities and insurers run electronically through the Swissdec standard. Without certification, «payroll» often means no more than a payroll list.
QR-billMandatory standard since the payment slip was retired. Check both directions: issuing invoices with a QR code and reading incoming QR documents — the second is missing more often.
Data locationSwiss data centres are not a legal requirement, but often a procurement criterion – especially for personal data and public-sector contracts.
Ten-year retentionThe Swiss Code of Obligations requires ten years of audit-proof retention – including readability. Clarify what happens to your data after you cancel.
Export and exitBefore signing up, check what an export looks like (entries, documents, master data). A solution without a usable export is a one-way street.
Accountant accessThe decisive soft factor: can your accounting firm work in the system directly? Ask them first which two or three systems they use every day.

Or do the books yourself — 28 programs for doing it yourself

Comparison of 4 solutions in Accounting subscription, data from vendor sources with check date. As of August 2026. Surveyed and verified by Stefan Bernhard.
Criterion	Calculator with a written quote, priced by transactionsDetails	Calculator, priced by volumeDetails	Calculator with four packagesDetails	Published price list, no calculator, tiers by documentsDetails
Comparison prices
Price rangebars: 0 to CHF 3925	CHF 221–2925/mo.	CHF 158–2692/mo.	CHF 340–3925/mo.	CHF 350–1250/mo.
Side business15 documents/mo. · 0 payslips	CHF 221/mo.	lowest price in this row: CHF 158/mo.	CHF 340/mo.	CHF 350/mo.
Self-employed40 documents/mo. · 0 payslips	CHF 412/mo.	lowest price in this row: CHF 291/mo.	CHF 590/mo.	CHF 350/mo.
One-person GmbH50 documents/mo. · 1 payslip	CHF 564/mo.	lowest price in this row: CHF 409/mo.	CHF 650/mo.	CHF 600/mo.
GmbH with a team150 documents/mo. · 8 payslips	CHF 1’287/mo.	lowest price in this row: CHF 1’066/mo.	CHF 1’550/mo.	CHF 1’250/mo.
Established AG400 documents/mo. · 25 payslips	CHF 2’925/mo.	lowest price in this row: CHF 2’692/mo.	CHF 3’925/mo.	not researched
What is included
Annual accounts in the price	✓	✓	✓	✓
Tax return in the price	✓	✓	✓	✓
Software used	verschiedene	Accounty	not researched	Infoniqa ONE 50
Client portal	✓	✓	not researched	not researched
Registered address	✓	✓	not researched	✓
Company formation	✓	✓	✓	✓
One-time setup	not researched	none, included in the monthly price	not researched	not researched
Collaboration & vendor
Languages	DE · FR · IT · EN	DE	DE	DE
Vendor	Findea AG (Nexus Group)	SEBONA Treuhand	Leuchtenstadt Treuhand AG	Paradies Treuhand GmbH
Headquarters	Winterthur	Zürich	Emmenbrücke	Altparadies TG
Vendor website	open ↗	open ↗	open ↗	open ↗

Surveyed and verified by: Stefan Bernhard · Method

Market findings: 4 of 4 vendors state a price — all figures for this category