Debt enforcement
Debt enforcement is the state procedure for enforcing a monetary claim; it begins with the request for enforcement at the debt enforcement office, which serves the debtor with a payment summons.
Definition
The sequence is strictly regulated: payment summons, possibly the debtor’s objection, removal of the objection by the court, continuation, attachment or bankruptcy. A reminder is not a precondition — for default interest it is.
For the creditor two things are decisive: the claim must be documented, and service must be possible. A business without clean address and document data loses time in the procedure, and time costs money.
Where to read it
What the software must be able to do
It helps if the software carries the dunning stages through to enforcement, charges the enforcement costs to the claim, and records the status per case. An interface to a collection service does not replace this, it presupposes it.
Checked Aug 2026
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